Mary HanceMary Hance (a.k.a. Ms. Cheap) writes a frugal-consumer column for the Tennessean, the leading daily newspaper in Nashville. She is also the author of Ms. Cheap's Guide to Nashville, Ms. Cheap's Guide to Getting More for Less, /i> and 99 Things to Save Money in Your Household Budget. A native of Senatobia, Mississippi, Hance graduated with honors from the University of the South at Sewanee, with a degree in English. She and her husband, Bill, have two grown daughters and live in Nashville, Tennessee. Read More Read Less