Keshav Lal"This valuable book has been authored by Keshav Lal. M Com, MA Eco, MBA, CPA. Mr. Lal is a former professor in Commerce and Business Administration from Punjab State College affiliated with Punjabi University Patiala. Mr. Lal is an India-born US Citien, and possesses four master's degrees: Master's in Commerce Master's in Economics Master's in History Masters' in Philosophy-M.Phil. Mr. Lal is a CERTIFIED PUBLIC ACCOUNTANT in NJ-USA and has his own practice. As Mr. Lal is in public practice, always coming across different clients with different personal problems, therefore, he is motivated to share his knowledge in the shape of this book. It took a long time to gather the information by using his own experience and knowledge before Mr. Lal was able to put together the whole package. Mr. Lal does expect various flaws and shortcomings in the manuals, but he hopes to keep in view several limitations for this project, readers will escape all such attention and will excuse keeping in view his best efforts as he has taken. With best wishes. Keshav Lalg" Read More Read Less