Joseph K HoutsRetired banker Joseph K. Houts, Jr. was senior vice president at Commerce Bank, a Midwest bank holding company with offices in 11 states. A major portion of his job involved community development on all levels. He is a life board member of The Salvaton Army and the Mosaic Life Care Foundation, has been a Trustee for the Pony Express National Museum, is the treasurer of the St. Joseph Downtown Community Improvement District and a board of director for the St. Joseph, Missouri Regional Port Authority. He lives in St. Joseph, Missouri. Read More Read Less