John Panzella"Every high school and college in the United States should make Give Yourself Some Credit a required reading assignment for all students. I wish this book had existed when I was eighteen. It would have saved me a lot of hardship as a result of messin up my personal credit early in life. Credit plays too important a role in our financial lives to take lightly, to ignore, or to learn through trial-and-error. Too many people make mistakes with their credit, especially in their younger years, that ultimately cost them a lot of unnecessary money, stress and missed opportunities in life. The intention of Give Yourself Some Credit is to provide readers with the information needed to establish a solid personal credit file with the credit bureaus, as well as highlight the common mistakes many young adults make. The information and advice included in this book, along with the credit knowledge quiz and the credit-building road map that are included in this latest edition, make Give Yourself Some Credit a worthwhile read and an important investment in every young adult's financial future." John Panzella, Credit Industry Executive, National Multi-Certified Credit Expert, and Author, Give Yourself Some Credit Read More Read Less