James Martin TervoJames Tervo was raised in Michigan, including attending the University of Michigan for both undergrad and law school. Jim's initial law career focused on banking and real estate, with stints in Detroit, Chicago and San Francisco. Starting in 2002, hi focus was international financial transactions, and Jim and his wife, Janet, spent ten years in Asia, first in Tokyo, then in Shanghai and Hong Kong. In retirement in Sonoma County, California, Jim began rising every morning around 5 am to read copious pages on American history, especially biographies of our past presidents by such esteemed authors as Walter Isaacson, Ron Chernow, David McCullough and Doris Kearns Goodwin. He was impressed by many of the presidents' thoughts on character and felt everyone could benefit from a reflection on their advice. Janet assisted on all aspects of this book. Read More Read Less