David R WarwickDAVID R. WARWICK is an investor, researcher, and writer living in Santa Rosa, CA. He holds an LL.B. and J.D. from Hastings College of the Law and has practiced plaintiff's personal injury law. He later turned his attention to real estate development,then to entrepreneurship in retail electronics, importing, and security hardware manufacturing. He has a patent pending for a means to make electronic bill payments via ATM and Internet terminals. Mr. Warwick is author of The Cash Free Society, an important article published in The Futurist in 1992, and of other writing for the National Council on Crime and Delinquency. He has also aired his views on National Public Radio and regional television. Read More Read Less