Annika Joy CaldwellSince marrying her husband in 2014, Annika has enjoyed taking on the roles of wife and mom. Annika primarily spends her days as a stay-at-home mom, or domestic engineer as her husband calls her, caring for the couple's two little girls. She has been ctively involved in their family's church, helping to coordinate Financial Peace University classes and leading a small group of junior high and high school aged girls. She also enjoys being involved as an alumnus at the University of Jamestown. In her free time, she can be found playing piano or getting creative in her craft room. Annika began 23 & Debt Free in 2017 when she felt God nudging her to share their family's story of becoming debt free. What began as a simple Facebook page to share tips has expanded to a growing business that continues to reach more people each day. From social media live videos to serving as a keynote speaker, Annika feels passionate about sharing their story and teaching people, young and old, about achieving financial freedom. Read More Read Less